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Effective Compliance creates stronger business

Regulatory confidence starts with a trusted strategic partner. At Horton Consulting Group Ltd., we help you to navigate an increasingly complex regulatory environment with confidence, integrity, and professionalism.

Our goal is simple: to help businesses across The Bahamas grow and operate with confidence.

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Our Services

Outsourced Compliance & AML Services

Your business may require experienced compliance professionals but do not require a full-time compliance department. We provide outsourced Compliance Officer and Money Laundering Reporting Officer (MLRO) services that enable businesses to meet their legal and regulatory obligations while maintaining efficient operations.

Regulatory Licensing & Business Advisory

Obtaining a business license or regulatory approval can be a complex and time-consuming process. We guide businesses through every stage of the licensing process by coordinating applications, preparing required documentation, and liaising with regulators and government agencies. Transition from concept to fully operational, compliant businesses.

Business Continuity Planning (BCP) Services

Operational resilience is now a regulatory expectation. We help regulated financial institutions build and maintain Business Continuity Plans (BCPs) using a tailored, risk-based approach that minimizes operational disruption and meet the expectations of regulators while ensuring the continuity of critical services.

Policy and Procedure Review and Enhancement

Outdated policies create regulatory exposure. Our team reviews, updates, and strengthens your governance, compliance, and operational procedures to keep them current, effective, and aligned with applicable laws and industry standards. Ensure success with policy frameworks that remain practical, risk-based, and proportionate to the institution’s business model while supporting ongoing regulatory compliance and sound governance.

Annual Risk Reviews

Staying compliant is an ongoing commitment, not a one-time check. We conduct independent annual risk reviews for regulated financial institutions, helping identify emerging risks early, strengthen governance, and demonstrate continued alignment with regulatory expectations.

Meet the Founder

FOUNDER & CHIEF EXECUTIVE OFFICER

Reo Horton

BSc, MICA, CIRM, C.Dir., J.P

CIRM certified

Former regulator

20+ years of experience

Reo Horton is a highly respected compliance, risk management, and financial regulatory professional with more than twenty years of experience across financial regulation, banking supervision, corporate governance, and private-sector compliance.

His career includes leadership positions within the Securities Commission of The Bahamas, the Central Bank of The Bahamas, international trust companies, and regulatory consulting. This unique perspective allows us to understand not only what regulators expect but also how businesses can meet those expectations efficiently and practically.

Throughout his career, Reo has participated in regulatory examinations, designed risk-based supervisory frameworks, advised financial institutions on governance and compliance, assessed capital adequacy, and developed regulatory policies and procedures.

He is recognized for his ability to translate complex regulatory expectations into practical, business-focused solutions that strengthen governance, manage risk, and support sustainable growth.

Education

BSc in Mathematics. Executive and professional programs through Harvard Law School, the London School of Economics, and the Wharton School.

Certifications

Certified International Risk Manager (CIRM), Professional Member of the International Compliance Association (MICA), Corporate Director certification.

Horton Consulting Group Ltd.